Life Insurance That 'Pays YOU' While You’re Alive... Not Just When You’re Gone!
'LIVING BENEFITS'... The Smartest Protection Available for Texas Families
✅ Up to $2,000,000 Early Access to Your Death Benefit ✅ Covers Critical, Chronic, or Terminal Illness ✅ Built-In Mortgage Protection ✅ Affordable Term Rates ✅ Tax-Free Living Benefit Payouts ✅ No Use Restrictions — Spend How YOU Need
👉 Get Your 'FREE' Living Benefits Quote Now! See How Much Protection You Qualify For 'inJust Minutes'
💡 WHY BASIC TERM, WHOLE LIFE and IUL ARE OUTDATED
❌ 'Basic Term Life' Insurance — Is The Old Way!
Traditional term policies only pay if you die!
That means...
✓ No help during cancer treatment ✓ No income replacement if you can’t work ✓ No mortgage protection during illness ✓ No financial support when you need it most
👉 'If ' you survive… you get NOTHING!
❌ Whole Life Insurance — IsExpensive and Limited
● 5–10x higher premiums ● Slow cash value growth ● Limited access to benefits ● Often underfunded coverage
Most families are underinsured... because it simply costs too much!
❌ IUL Policies — Complex and Risky
● Market-dependent returns ● Caps, fees, and restrictions ● Hard to qualify for full benefits ● Designed for long-term accumulation — not immediate protection
✅ THE MODERN SOLUTION: TERM LIFE WITH LIVING BENEFITS
Protection While You’re Alive —Not Just After Death!
This 'revolutionary coverage' allows you to 'access your death benefit early' if diagnosed with:
✔ Critical Illness
Cancer • Heart Attack • Stroke • Major Organ Failure
✔ Chronic Illness
Inability to perform daily living activities, including Alzheimers
✔ Terminal Illness
Life expectancy under 24 months
💰 HOW 'LIVING BENEFITS' WORK
A Texas father purchases a $1,000,000 policy. Years later, he’s diagnosed with cancer. Instead of struggling financially:
👉 He receives $750,000+ tax-free immediately 👉 Pays for treatment, bills, mortgage, and family expenses 👉 Keeps control of his finances and dignity
This is life insurance that truly protects life.
🏠 'BUILT-IN'MORTGAGE PROTECTION!
Your policy automatically helps...
● Pay off your mortgage if you pass away ● Cover payments if you become seriously ill ● Prevent foreclosure and financial hardship ● Keep your family in their home
🔥 WHY 'MORE' TEXAS FAMILIES 'ARE CHOOSING' TEXAS BEST LIFE INSURANCE
✔Local Texas Experts
We understand Texas laws, costs, and family needs.
✔ Access to Top A-Rated Carriers
We shop the market for the best coverage.
✔ Fast Approvals
Many policies approved in days.
✔ No Cost Consultation
We help you understand options — pressure-free.
❤️ THE REAL TRUTH MOST AGENTS WON’T TELL YOU
You are far more likely to suffer a serious illness than die prematurely.
'Without' living benefits:
● Medical bills destroy savings ● Families lose homes ● Retirement plans collapse
'With' living benefits:
● You stay financially secure ● Your family stays protected ● You maintain control of your future
See How Much Living Benefits Coverage You Qualify For Today
👉 Takes Just Minutes 👉 No Medical Exam in Many Cases 👉 Instant Eligibility Review
⏳Rates Are Based on Age and Health
Waiting could mean:
● Higher premiums ● Reduced eligibility ● Possible denial due to health changes
The best time to secure coverage is NOW!
Protect Your Life. Protect Your Family. Protect Your Future.
In The Form Below, Fill In... Your Name, Email and Phone Number And PressSUBMIT! And We Will Contact You Shortly
But First, Hear 'The REAL-LIFE' Stories of People Like You, Who Have Benefited From Having 'LIVING BENEFITS'Insurance.
You Can Email Your Hard Copy Of The Intake Questionnaire: steve@stevenlhodge.com